Big Money vault

Big Money at /member/big-money is a personal ledger that turns everyday saves into investable capital, with optional stock tracking tied to holdings lots. Sign in to use it. JustHold is free to use for now.

What’s on the vault

Area	Path	Purpose
Record	/member/big-money	Log entries, investable balance, recent activity
Invested	/member/big-money/invested	Open stock positions funded by Big Money, P&L, sell
History	/member/big-money/history	Calendar and searchable entry feed
Categories	/member/big-money/categories	Totals by entry category

Entry types

Type	Meaning
Saved	Money you didn’t spend (coupon, discount, intentional save)
Overspent	Unplanned spend that reduces investable capital
Invested	Capital deployed—optionally with symbol and shares (creates a holdings lot marked Count toward Big Money)
Sold	Sale; proceeds return to the investable balance

Investable balance

Roughly:

Saved − overspent − buys + sells

The Record tab shows the balance, a trend, and recent entries. Realized P&L from share lots (FIFO) also shows when you have stock activity.

Link to Holdings

You don’t need to double-log. Buys and sells flagged Count toward Big Money in the Holdings vault merge into this ledger with your cash saves and overspends. On Holdings allocation, those lots show under Big Money funding; everything else is Our Money.

Common workflow

Log small Saved (and honest Overspent) entries on Record
When you deploy capital, log Invested—add a symbol if you bought shares
Review open Big Money stock on Invested; use History / Categories to see patterns
When you sell, record Sold (or sell from Invested / Holdings) so proceeds return to the balance

Personal tracking only

Big Money is for personal tracking—not investment advice. Stock quotes are delayed and may be incomplete.